FREE Current Affairs PDF | English – 03 & 04 & 05 Jan 2026 | Banking • TNPSC • SSC

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PIB NEWS

The Department of Posts and SIDBI signed a two-year MoU from 31 December 2025 to 30 December 2027 for Contact Point Verification of Informal Micro Enterprises on Udyam Assist Platform, utilising India Post’s 1.64 lakh post offices for on-ground checks with geo-tagged evidence via SIDBI app to ensure data accuracy and credit access.

Department of Food & Public Distribution detailed 2025 highlights like PMGKAY free grains for 80 crore people, 608.16 LMT allocations, 300.35 LMT wheat & 832.17 LMT paddy procurement benefiting lakhs of farmers, full ONORC portability with 195.9 Cr transactions, Anna Chakra saving Rs 250 Cr, steel silos expansion, Depot Darpan monitoring, and digital PDS reforms.

The Ministry of Defence marked 2025 as the Year of Reforms with significant achievements in self-reliance through Operation Sindoor that destroyed terror camps in Pakistan and PoK using Made-in-India weapons, record defence production of Rs 1.51 lakh crore, exports of Rs 23,622 crore, a Rs 6.81 lakh crore budget allocation, and initiatives like Mission Sudarshan Chakra alongside major procurements and infrastructure developments.

The Government of India received ₹19,49,239 crore up to November 2025, representing 55.7% of the Budget Estimate for total receipts, while total expenditure reached ₹29,25,910 crore or 57.8% of the estimate, including transfers of ₹9,36,561 crore to states.

The Production Linked Incentives-Auto Scheme has achieved cumulative investments of ₹35,657 crore, incremental sales of ₹32,879 crore, employment for 48,974 people, and disbursed ₹2,321.94 crore in incentives till 31 December 2025 across OEMs like Tata Motors and Ola Electric for advanced automotive products.

The Union Government released the first instalment of untied grants amounting to Rs 224.5762 crore for FY 2025-26 to empower 11,279 Gram Panchayats, 138 Block Panchayats, and 26 District Panchayats in Chhattisgarh through XV Finance Commission allocations.

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IMPORTANT CIRCULARS

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INDUSTRY NEWS

Adani Green Energy operationalised an aggregate 307.4 MW of renewable energy projects at Khavda, Gujarat, through various step-down subsidiaries effective from January 1, 2026, thereby increasing its total operational renewable generation capacity to 17,237.2 MW.

ICRA forecasts cement volumes in India to increase by 6-7% in FY27 driven by capacity expansion, though moderated growth is expected due to recent additions and regional imbalances.

ONDC marked its fourth anniversary by expanding reach across India’s digital commerce ecosystem, enabling broader participation in open network transactions.

CapitaLand India Data Centre Fund acquired a 20.2% stake in a data centre asset for Rs 702 crore, strengthening its presence in India’s growing data infrastructure market.

The government rolled out a Rs 4,531 crore Market Access Support Scheme to aid exporters in enhancing global competitiveness and market penetration.

FINANCIAL NEWS

Reserve Bank of India revised statistics for December 15 depict bank credit growth nearing 12 per cent year-on-year alongside deposit growth easing to 9.35 per cent, yielding a 263 basis points gap that underscores liquidity strains prompting central bank infusions.

Finance Ministry’s FDI recalibrations and insurance board stipulations streamline overseas capital ingress while fortifying directorial probity and sectoral resilience.

India’s Goldilocks macroeconomic harmony, buttressed by pivotal reforms, forges an ascent conduit galvanising prosperity through 2026.

Authorities enact triennial tariffs on designated steel to staunch import torrents shielding indigenous forges from predatory fluxes.

IRDAI chronicles 2025 life assurance permeation stasis at global half-mark, offset by health premium ascendance denoting transfigurations.

NATIONAL & STATES NEWS

Defence Research and Development Organisation successfully executed a salvo launch of two Pralay missiles in quick succession from the same launcher off the Odisha coast on December 31, 2025 at around 10:30 hrs as part of user evaluation trials, with both missiles adhering to intended trajectories and meeting all objectives confirmed by Integrated Test Range Chandipur sensors and shipborne telemetry.

Army Hospital in Delhi successfully performed India’s first 3D Flex Aqueous Angiography with iStent for glaucoma treatment, advancing diagnostic imaging and minimally invasive intervention capabilities.

Delhi government cleared a comprehensive bill to simplify regulatory compliance, decriminalise minor offences, reduce judicial burdens, and improve overall administrative efficiency for businesses and citizens.

WORLD NEWS

Pakistan has transferred a $1 billion UAE deposit into equity stakes in the army-run Fauji Foundation, a move overseen by Army Chief Asim Munir that raises transparency concerns due to the foundation’s exemption from public auditing and prompts efforts to legalize the arrangement. The United Nations has launched a $1.71 billion humanitarian appeal for Afghanistan covering 2026 to address critical needs amid ongoing crises affecting millions.

Denmark is closing its 400-year-old postal tradition as digital communication renders physical mail delivery economically unsustainable, marking the end of a historic monopoly.

MISCELLANEOUS

Sports News

• Bhutan’s Sonam Yeshey etched history by claiming a T20 World Record with an 8-wicket haul in one innings, becoming the first player to achieve this feat.
• Karnataka’s 17-year-old shooter Tilottama Sen, the youngest Indian to earn a Paris Olympics quota, won the women’s 50m rifle three positions national championship at Bhopal‘s MP State Shooting Academy with a finals score of 466.9.

Awards & Honours

• Renowned Chinese artist Zhang Damo donated 100 masterpieces at the Heung Kong Forum, celebrating cultural heritage and fostering international artistic exchange.

Appointments & Resignations

• 1991-batch IAS officer Anu Garg assumed charge as Odisha‘s first woman Chief Secretary on January 1, 2026, succeeding retiring Manoj Ahuja after serving as Development Commissioner and holding key portfolios like Health, Women & Child Development, and PMO Joint Secretary.
• RBL Bank secured Reserve Bank of India approval to appoint Jaideep Iyer, current head of strategy, as executive director for three years from February 21, 2026 succeeding Rajeev Ahuja, while naming Deepak Ruiya as interim CFO and accepting Pushpendra Sharma‘s resignation from digital banking head.

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