FREE Current Affairs PDF | English – 20 Jan 2026 | Banking • TNPSC • SSC

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PIB NEWS

NITI Aayog released a comprehensive report titled “Achieving Efficiencies in MSME Sector through Convergence of Schemes”, outlining a strategic roadmap to streamline MSME schemes, strengthen inter-ministerial coordination, and enhance service delivery for Micro, Small and Medium Enterprises.

India’s cumulative merchandise and services exports during April-December 2025 were estimated at US$ 634.26 billion, registering a positive growth of 4.33 per cent compared to April-December 2024, supported by increased exports of electronic goods, meat, dairy and poultry products, drugs and pharmaceuticals, engineering goods and marine products.

India and Israel signed a Joint Ministerial Declaration of Intent during a high-level visit to Israel to enhance bilateral cooperation in the fisheries and aquaculture sector, including advanced technologies, sustainable practices, capacity building, and trade facilitation.

The Government of India released the first instalment of untied XV Finance Commission Grants amounting to ₹643.50 lakhs for rural local bodies in Sikkim for the financial year 2025–26, along with the release of ₹17.50 lakhs from the withheld portion of the second instalment of FY 2024–25 to an additionally eligible district panchayat.

The Government of India ensured record availability of fertilizers nationwide in 2024–25 by supplying about 176.79 crore bags against an estimated requirement of 152.50 crore bags, reflecting its strong commitment to supporting farmers and uninterrupted agricultural activity.

The Ministry of Power presented the Year End Review 2025, highlighting landmark achievements in India’s power sector including meeting peak demand of 242.49 GW, reducing energy shortages to 0.03%, record installed capacity expansion, substantial renewable energy growth and enhanced rural as well as urban electricity availability.

 Ponduru Khadi of Andhra Pradesh has been granted the Geographical Indication (GI) tag, with the Khadi and Village Industries Commission (KVIC) planning to felicitate artisans and expand national and international recognition for this traditional hand-woven fabric.

The Union Government released ₹15.20 crores as the second instalment of XV Finance Commission grants for rural local bodies in Mizoram during the financial year 2025–26, benefiting all 808 eligible Village Councils.

India and Germany signed a Joint Declaration of Intent on telecommunications cooperation during the official visit of the German Federal Chancellor to India, establishing a framework for enhanced bilateral collaboration in emerging digital technologies, policy, regulatory frameworks and information exchange.

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IMPORTANT CIRCULARS

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INDUSTRY NEWS

Electronics manufacturing has led performance under the Production Linked Incentive scheme with a 146 per cent increase in production from Fiscal Year 2021 to Fiscal Year 2025, driven by strong mobile phone output, foreign investment inflows, expanding budget outlay and rising incentive disbursements.

India’s apparel retail market is projected to expand significantly over the next five years to reach nearly Rs 16 lakh crore by Fiscal Year 2030, driven by rising disposable incomes, rapid digitalisation and continued growth in value fashion and e-commerce segments.

Oswal Energies Limited has entered into a strategic Memorandum of Understanding with Arab Tanker Services of Abu Dhabi to jointly deliver comprehensive energy infrastructure solutions while announcing a $1 billion expansion plan in the Middle East to strengthen its international presence and project execution capabilities.

Organisers of the India Food Expo 2026 in Lucknow have projected that business deals worth approximately ₹500 crore will be signed over the three-day event as Uttar Pradesh positions itself as a food processing investment destination.

The Government of India cleared transmission projects worth ₹38,849 crore in 2025 to enhance renewable power evacuation capacity across the country, signalling progress in grid expansion for clean energy integration.

FINANCIAL NEWS

India’s foreign exchange reserves rose by USD 392 million to USD 687.19 billion during the week ended January 9, 2026, reversing part of a previous decline and reflecting a modest weekly gain in the Reserve Bank of India’s reserve data.

The Centre is preparing to launch a microcredit programme offering collateral‑free loans of up to ₹10,000 per year to gig workers, domestic helpers, and other vulnerable groups, modelled after the PM‑SVANidhi scheme to support their work‑related assets and small ventures.

Reserve Bank of India will establish a centralised receipt and processing centre to conduct initial scrutiny of complaints received through electronic and physical modes under the revised Integrated Ombudsman Scheme effective from July 1, 2026.

Indian banks are positioned for significantly higher dividend payouts with 13.1 per cent increase reflecting improved profitability, strong capital positions and robust financial performance across public and private sector banks.

India’s merchandise exports rose 1.8 per cent year-on-year to $38.51 billion in December while imports grew 8.8 per cent to $63.55 billion widening the trade deficit to $25 billion amid global economic uncertainties according to commerce department data.

Public Sector Banks directed to standardize digital MSME loan processing through JanSamarth portal enabling seamless paperless credit delivery faster turnaround times and uniform digital lending protocols across government banking networks.

NATIONAL & STATES NEWS

The Government of Tamil Nadu signed a ₹10,000 crore Memorandum of Understanding (MoU) with Sarvam AI to build India’s first full‑stack Sovereign Artificial Intelligence Park in Chennai, aiming to create over 1,000 high‑skilled deep‑tech jobs and establish a state‑led AI ecosystem.

The Government of Goa has launched an annual ₹2 crore incentive scheme to attract more airline routes to the state, offering financial incentives for new flights and reducing aviation fuel VAT to strengthen connectivity and support tourism growth.

Odisha is set to become the first Indian state to plan a Chronic Kidney Disease (CKD) registry aimed at systematically collecting and analysing data on CKD prevalence, causes and progression to enhance healthcare planning and disease management.

WORLD NEWS

Israel announced its immediate withdrawal from seven United Nations agencies and affiliated bodies, citing anti‑Israel bias and bureaucratic inefficiency following a review prompted by the United States’ exit from many international organisations.

MISCELLANEOUS

Telugu actor and Andhra Pradesh Deputy Chief Minister Pawan Kalyan was formally inducted into the ancient Japanese Kenjutsu Samurai community outside Japan, earning the distinguished title “Tiger of Martial Arts” and the Fifth Dan in recognition of his lifelong dedication to martial arts.

Karnataka Bank has won the Indian Banks’ Association (IBA) Banking Technology Award 2026 for Best Fintech & DPI Adoption, reflecting its strong digital banking capabilities.

Union Home Minister Amit Shah released the Gujarati edition of Adi Shankaracharya’s collected works in Ahmedabad, highlighting its intellectual value for Gujarat’s youth and praising the saint’s philosophical legacy.

Indian Army Day 2026 was celebrated on 15 January to honour the bravery, discipline, and dedication of the Indian Army, marking the historic occasion when the first Indian Commander‑in‑Chief took over command in 1949 under the theme “Year of Networking and Data Centricity.”

National Startup Day 2026, observed on 16 January, marked the tenth anniversary of the Startup India initiative, celebrating the progress of India’s entrepreneurial ecosystem and reaffirming the country’s commitment to innovation‑led, future‑ready economic growth.

The Government of India appointed Rakesh Aggarwal as Director General of the NIA and Praveen Kumar as Director General of the BSF, strengthening leadership in key security agencies.

India’s passport climbed to the 80th position in the 2026 Henley Passport Index, granting Indian citizens visa‑free access to 55 destinations, reflecting modest progress in global mobility.

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