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News in One Liner – 31 July 2026

News in One Liner – 31 July 2026

🏛️ PIB News

President Murmu Marks 4 Years With RAAHI Bus Service & New Rashtrapati Bhavan Initiatives

● President Droupadi Murmu launched the Rashtrapati Bhavan Access And Heritage Interconnector electric bus service and other public initiatives to mark four years in office.

Simplified News: President Droupadi Murmu completed four years in office and launched several new facilities at Rashtrapati Bhavan. These include RAAHI, a free electric bus service run by women staff, a multilingual e-Audio Guide for visitors, and child-friendly spaces like Bachpan Bal Parisar. She also launched the third edition of e-Upahaar, a public auction of presidential gifts running from August 5 to September 5, 2026.

Regional Rural Banks Post Record Rs 10,177 Crore Profit In FY26

● Regional Rural Banks posted a record highest net profit of ten thousand one hundred seventy seven crore rupees during financial year 2025 2026.

Simplified News: Regional Rural Banks earned their highest-ever net profit of Rs 10,177 crore in financial year 2025-26. The government credited this to close monitoring of asset quality and loan ratios, along with a stronger push on MSME and agriculture lending. A special review meeting in Chennai had earlier helped streamline rural banking operations.

Public Sector Banks Hit Record Low NPAs, Highest-Ever Profit In FY26

● Public Sector Banks achieved a historic low gross non performing asset ratio of one point nine percent and a record net profit in the financial year 2025 2026.

Simplified News: Public Sector Banks brought their gross bad-loan ratio down to a historic low of 1.9% while posting a record net profit of Rs 1.98 lakh crore in FY 2025-26. Their capital buffer (CRAR) also strengthened to 16.6%, and credit to MSMEs and retail borrowers grew strongly. The government’s ECLGS 5.0 scheme added further liquidity support worth Rs 2.55 lakh crore.

India’s Industrial Output Grows 7.3% In June 2026 On Manufacturing Push

● Index of Industrial Production in India grew by seven point three percent in June 2026 supported by robust growth in manufacturing and electricity sectors.

Simplified News: India’s Index of Industrial Production rose 7.3% year-on-year in June 2026, led by a 7.8% jump in manufacturing and a strong 10.6% rise in electricity and gas supply. The data is compiled monthly by the Ministry of Statistics and Programme Implementation and released as quick estimates on the 28th of each month.

India’s Exports Hit All-Time High Of $863.1 Billion In FY26

● India achieved a record export figure of eight hundred sixty three point one billion US dollars during financial year 2025 2026 driven by merchandise and services.

Simplified News: India’s total exports touched a record $863.1 billion in financial year 2025-26, made up of $441.8 billion in merchandise and $421.3 billion in services. Free trade agreements with countries like Australia and the UAE contributed strongly, alongside new digital trade-facilitation platforms helping exporters access global markets.

17th International Toy Fair Held At Bharat Mandapam, Showcases India’s Toy Manufacturing Leap

● The Toy Manufacturers Association of India organized the seventeenth international toy fair at Bharat Mandapam in New Delhi.

Simplified News: The Toy Manufacturers Association of India hosted the 17th International Toy Fair at Bharat Mandapam from July 4 to 7, drawing 400 Indian companies and 100 international buyers from 40 countries. The fair highlighted how domestic toy quality has improved sharply, with 95% of tested toys meeting safety standards in 2025, up from just 33% in 2019.

Rajnath Singh Unveils Gender-Neutral Recruitment, New Ex-Gratia Rules For Coast Guard

● Defense Minister Rajnath Singh announced gender neutral officer recruitment and streamlined ex gratia policies for the Indian Coast Guard.

Simplified News: Defence Minister Rajnath Singh announced two major reforms for the Indian Coast Guard: a gender-neutral recruitment policy letting women join on equal terms with men, and a new rule allowing personnel missing at sea to be declared presumed dead so families can quickly receive ex-gratia benefits. The announcement was made in New Delhi with Coast Guard Director General Paramesh Sivamani in attendance.

Government Reviews Bharat 6G Alliance Progress, Presents 5G Lab Excellence Awards

● Union Minister for Communications Jyotiraditya M. Scindia reviewed the progress of Bharat Six G Alliance and presented Five G Lab Excellence Awards in New Delhi.

Simplified News: Union Minister Jyotiraditya Scindia reviewed the progress of the Bharat 6G Alliance, which is working toward India’s goal of becoming a leading global 6G player by 2030. Member organisations of the alliance together hold over 7,700 patents in 5G and 6G technology, and India’s participation in global 3GPP standard-setting talks has grown sharply since 2020.

Government Imposes Stock Holding Limits On Sugar Dealers To Curb Hoarding

● The Central Government imposed stock holding limits on sugar dealers nationwide to prevent hoarding and maintain retail price stability.

Simplified News: To prevent hoarding and stabilise retail prices, the government has capped how much sugar dealers can stock, effective from August 1 to November 30, 2026. Officials found that recent price spikes weren’t backed by real demand-supply changes, so dealers must now declare stocks and file weekly updates online.

Indian Railways Runs First Direct Freight Train To Nepal Under New Rail Protocol

● Indian Railways operated its first direct commercial container freight train carrying canola cargo from Kolkata Port to Biratnagar in Nepal.

Simplified News: Indian Railways operated its first direct commercial container freight train, carrying canola cargo from Kolkata Port to Biratnagar in Nepal, without any border transshipment. This became possible after a revised transit agreement was signed in November 2025, building on the Jogbani-Biratnagar rail link opened in 2023, and is expected to cut costs and delivery time for bilateral trade.

📊 Industry News

Commerce Minister Goyal Reports 15% Growth In Merchandise Exports

● Union Minister of Commerce and Industry Piyush Goyal announced a fifteen percent growth in India merchandise exports during the current financial year.

Simplified News: Union Commerce Minister Piyush Goyal announced that India’s merchandise exports grew 15% in the current financial year, with April-July shipments expected to cross $170 billion. He credited this to trade deals with the UK and Oman, while a similar agreement with the EU is expected to be finalised by early 2027.

India’s Gross FDI Inflows Hit Record $94.84 Billion In FY26

● Gross foreign direct investment in India reached a record ninety four point eight four billion US dollars in the financial year 2025 2026.

Simplified News: India attracted a record $94.84 billion in gross foreign direct investment during financial year 2025-26. Net FDI also recovered to $6.95 billion after two weaker years, as global investors repatriated profits confidently while Indian companies expanded their own overseas investments under liberalised rules.

Tax Authorities Detect Rs 74,782 Crore GST Input Tax Credit Fraud In FY26

● Central tax authorities detected input tax credit fraud worth seventy four thousand seven hundred eighty two crore rupees during the financial year 2025 2026.

Simplified News: Central tax authorities uncovered Input Tax Credit fraud worth nearly Rs 74,782 crore across 30,162 cases in financial year 2025-26, a sharp jump from the year before. Interestingly, fake registrations using forged PAN and Aadhaar cards actually fell to 1,517 cases, suggesting improved detection is catching more fraud even as identity-fraud attempts decline.

Infrastructure Projects Face Rs 4.92 Lakh Crore Cost Overrun, Says MoSPI

● Central government monitored infrastructure projects recorded a cumulative cost overrun of four point nine two lakh crore rupees in June 2026.

Simplified News: A government report found that 1,847 infrastructure projects worth over Rs 150 crore each, spread across 17 ministries, have collectively overshot their budgets by Rs 4.92 lakh crore as of June 2026. The transport and logistics sector accounts for the largest chunk of these projects, followed closely by railways and road transport.

Asian Development Bank Approves $1 Billion Loan For India’s Urban Reforms

● Asian Development Bank approved a one billion dollar loan to support the urban reform agenda and sustainable city growth in India.

Simplified News: The Asian Development Bank approved a $1 billion loan to support India’s urban transformation agenda, including better city planning and stronger local governance. It also separately approved an $850 million loan to expand the rooftop solar program, with both loans carrying a specific focus on making cities safer and more accessible for women.

💰 Financial News

Banks Collect Over Rs 7,000 Crore In Minimum Balance Penalties In FY26

● Indian commercial banks collected seven thousand eighty six crore rupees as penalties for failing to maintain minimum average balances during the financial year 2025 2026.

Simplified News: Indian commercial banks collected Rs 7,086.63 crore in penalties from customers who failed to maintain minimum account balances in FY 2025-26. Private banks like HDFC and Axis accounted for most of this, while State Bank of India and most other public banks have already stopped charging such penalties on regular savings accounts.

RBI Governor Malhotra Says Rupee Remains Undervalued Despite Volatility

● Reserve Bank of India Governor Sanjay Malhotra stated that the Indian rupee remains undervalued relative to foreign currencies despite global market volatility.

Simplified News: RBI Governor Sanjay Malhotra said the Indian rupee is still undervalued against global currencies, blaming recent depreciation on geopolitical tensions and a strong US dollar rather than weak domestic fundamentals. He noted that foreign investors have brought in billions of dollars through deposits and government securities, and that India’s current account remained in surplus during April and May 2026.

RBI Orders Winding Up Of Paytm Payments Bank, Appoints Liquidator

● The Reserve Bank of India announced the winding up of Paytm Payments Bank Limited and appointed an official liquidator.

Simplified News: The Reserve Bank of India has ordered Paytm Payments Bank to be wound up after getting court approval, and appointed former SBI executive Girikumar Nair as the liquidator. The RBI confirmed the bank has enough funds to repay all depositors, following restrictions first imposed on the bank back in March 2022.

Rajya Sabha Passes Bill To Punish Disrespect Of Vande Mataram

● Parliament passed the Prevention of Insults to National Honour Amendment Bill 2026 in the Rajya Sabha to punish disrespect toward Vande Mataram.

Simplified News: Parliament’s upper house passed a bill making it a punishable offence to insult or intentionally disrupt the singing of Vande Mataram, extending to it the same legal protection already given to the National Anthem. The bill was introduced on July 24, 2026, and passed by voice vote under the Deputy Chairman’s presiding.

🇮🇳 National & State News

New Law Sets Up To 3 Years’ Jail For Insulting Vande Mataram

● Parliament passed the Prevention of Insults to National Honour Amendment Bill 2026 to make disrespect or intentional obstruction of Vande Mataram a criminal offence.

Simplified News: Under the newly passed amendment, anyone who deliberately insults or blocks the rendition of Vande Mataram can now face up to three years in prison, a fine, or both. Lawmakers noted the timing coincides with the 150th anniversary of Bankim Chandra Chattopadhyay composing the national song in 1876.

Lok Sabha Tightens Punishment For Exam Paper Leaks

● Lok Sabha passed the Public Examinations Prevention of Unfair Means Amendment Bill 2026 establishing stricter penalties and time bound trials for paper leaks.

Simplified News: The Lok Sabha passed a stricter anti-cheating law that punishes individuals convicted of leaking exam papers with 5 to 10 years in jail and fines up to Rs 50 lakh, while organised gangs face even harsher penalties of up to 10 years and Rs 10 crore in fines. Investigations must now be completed within two months, and states can set up fast-track courts to finish trials within three months.

Delhi Approves Rs 2,500 Monthly Scheme For Women Under Lakshmi Yojana

● The Delhi Cabinet approved the Delhi Lakshmi Yojana to provide two thousand five hundred rupees in monthly financial support to eligible women.

Simplified News: The Delhi Cabinet cleared the Delhi Lakshmi Yojana, offering Rs 2,500 a month to eligible women aged 21 to 60 with family income under Rs 2.5 lakh a year. The scheme has a budget of Rs 5,110 crore for FY 2026-27, with registrations opening August 1, 2026, and the first payout planned for Raksha Bandhan.

🏆 Sports News

India Wins Two More Silvers On Day 5 Of Glasgow Commonwealth Games

● India maintained its ninth position with twelve total medals at the Glasgow Commonwealth Games 2026 after athletes secured two silver medals on the fifth day.

Simplified News: India held 9th place with 12 total medals after Day 5 of the 2026 Commonwealth Games in Glasgow. Gulveer Singh became the first Indian man to medal in the 10,000m by clocking 27:49.78 for silver, while Harjinder Kaur won silver in women’s weightlifting, and Indian boxers secured at least bronze by reaching the semifinals.

📅 Important Days

India Marks International Tiger Day With Nearly 70% Of World’s Wild Tigers

● India reaffirmed its global leadership in wildlife conservation while harbouring nearly seventy percent of the worldwide wild tiger population on International Tiger Day.

Simplified News: On International Tiger Day 2026, India reaffirmed its position as a global leader in tiger conservation, home to almost 70% of the world’s wild tiger population. Leaders praised the role of forest staff and local communities in habitat protection and anti-poaching efforts, tracing the day’s origins to the 2010 Saint Petersburg Tiger Summit.

📈 Reports & Indices

Cyber Fraud Cases In India Nearly Triple In Four Years, Telangana Worst Hit

● The Central Government informed the Rajya Sabha that cyber fraud cases nearly tripled nationwide between 2020 and 2024 with Telangana reporting the highest number of incidents.

Simplified News: Cyber fraud cases in India rose from 10,395 in 2020 to 29,758 in 2024, with Telangana recording the highest number at 18,922 cases. Online banking fraud was the most common type, and the government’s cyber fraud reporting system has already helped recover over Rs 11,158 crore for victims through mid-2026.

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