12 August 2026 Current Affairs PDF | English is now available for download. This daily current affairs English PDF is specially prepared for Banking, SSC, and TNPSC examinations, covering all exam-relevant national, international, economy, and banking updates in a clear and structured format. 12 August 2026 Current Affairs PDF includes important one-liners, key highlights, and concise explanations aligned with the latest exam patterns for both Prelims and Mains preparation.

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News in One Liner – 12 August 2026

PIB News

APEDA Ships First-Ever GI-Tagged Makhana to Australia by Sea

● The Agricultural and Processed Food Products Export Development Authority facilitated the maiden sea route export of eighteen metric tonnes of GI-tagged Mithila Makhana from Bihar to Australia.

Simplified News: APEDA sent India’s first sea shipment of GI-tagged Mithila Makhana — 18 metric tonnes — from Bihar to Australia. Bihar’s Agriculture Minister flagged off the consignment, which was sourced directly from foxnut farmers in Darbhanga district. By skipping middlemen, farmers earned about 18% more than usual market prices, showing how direct export links can boost rural incomes.

Amit Shah Opens NUCFDC’s New Mumbai Office

● Union Cooperation Minister Amit Shah inaugurated the new office premises of the National Urban Co-operative Finance and Development Corporation in Mumbai during the Sahkar Nav-Kranti programme.

Simplified News: Union Minister Amit Shah inaugurated the Mumbai headquarters of the National Urban Co-operative Finance and Development Corporation (NUCFDC), the NBFC umbrella body for Urban Cooperative Banks. He released a new operational risk management guide for UCBs and felicitated six banks that completed onboarding onto the unified Sahkar Core Banking Solution platform.

BRICS Culture Ministers Adopt Bhopal Declaration

● The 11th BRICS Culture Ministers’ Meeting concluded in Bhopal, Madhya Pradesh, with member nations adopting the joint Bhopal Declaration to strengthen cultural cooperation.

Simplified News: The 11th BRICS Culture Ministers’ Meeting concluded in Bhopal with member nations adopting the Bhopal Declaration. The declaration focuses on protecting cultural heritage, stopping illegal trafficking of cultural property, and promoting digital transformation and youth exchange programs in the cultural sector.

Finance Ministry Reaffirms UPI Stays Free for Users

● The Ministry of Finance clarified that Unified Payments Interface transactions will remain completely free for citizens following enabling amendments to the Payment and Settlement Systems Act.

Simplified News: The Finance Ministry clarified that UPI transactions, including all P2P transfers, will remain free for citizens and most merchants. Recent amendments to the Payment and Settlement Systems Act are meant to keep the payments ecosystem sustainable long-term; any future Merchant Discount Rate would apply only to a narrow band of high-value merchant transactions.

India Crosses 300 GW Non-Fossil Power Capacity

● India achieved three hundred gigawatts of installed non-fossil fuel electricity generation capacity, fulfilling over sixty percent of its national target of five hundred gigawatts by 2030.

Simplified News: India’s installed non-fossil fuel power capacity touched 300.50 GW as of July 2026, led by solar (164.59 GW) and wind (58.14 GW), putting the country over 60% of the way to its 500 GW target by 2030. A record 55.29 GW of clean capacity was added in FY 2025-26 alone, and domestic solar module manufacturing capacity crossed 200 GW under the ALMM list.

CCI Hosts BRICS Competition Authorities Meeting

● The Competition Commission of India hosted the meeting of BRICS Heads of Competition Authorities, adopting a joint declaration to promote fair competition across renewable energy markets.

Simplified News: India’s Competition Commission chaired a virtual meeting of BRICS competition regulators, releasing a joint study on competition in the renewable energy sector and a joint statement on fair competition. Brazil announced it will host the 10th BRICS International Competition Conference in 2027.

President Appoints New Judges to Four High Courts

● The President of India appointed multiple advocates and judicial officers as judges and additional judges across the High Courts of Madras, Calcutta, Karnataka, and Madhya Pradesh.

Simplified News: The President approved judicial appointments across the Madras, Calcutta, Karnataka, and Madhya Pradesh High Courts. Five advocates became permanent judges of the Madras High Court, ten more were appointed as Additional Judges there, and further Additional Judges were named to the Calcutta, Karnataka, and Madhya Pradesh High Courts.

India-US Navy EOD Exercise Begins in Kochi

● The Indian Navy and United States Navy commenced the 8th edition of their bilateral Explosive Ordnance Disposal exercise at the Southern Naval Command in Kochi.

Simplified News: The 8th edition of the India-US Navy Explosive Ordnance Disposal exercise started at the Southern Naval Command in Kochi. The five-day drill includes expert exchanges, cross-training, and tactical sessions to share bomb-disposal techniques, continuing a bilateral series that began in 2005.

Amit Shah Presents President’s Colours to Puducherry Police

● Union Home and Cooperation Minister Amit Shah presented the prestigious President’s Colours to the Puducherry Police in recognition of its exemplary service and valour.

Simplified News: Union Home Minister Amit Shah presented the President’s Colours — the highest honour for a disciplined force — to the Puducherry Police for their service across the union territory’s four regions. He also highlighted the rollout of three new criminal laws and noted central assistance to Puducherry has risen nearly fourfold since 2014.

PMAY-Urban Crosses 1.25 Crore Sanctioned Houses

● The Ministry of Housing and Urban Affairs announced that Pradhan Mantri Awas Yojana – Urban achieved the major milestone of sanctioning 1.25 crore houses and delivering over 1 crore units.

Simplified News: The Housing Ministry announced that PMAY-Urban has sanctioned 1.25 crore houses and delivered over 1 crore so far. The expanded PMAY-U 2.0 covers four verticals — construction support, affordable housing partnerships, interest subsidy, and rental housing — aimed at helping one crore more urban families over five years.

Industry News

Only 12 of 61 Karnataka Stations Completed Under Amrit Bharat Scheme

● Union Minister of Railways Ashwini Vaishnaw informed Parliament that redevelopment work is complete in only twelve out of sixty-one stations identified in Karnataka under the Amrit Bharat Station Scheme.

Simplified News: Railway Minister Ashwini Vaishnaw told the Rajya Sabha that only 12 of the 61 Karnataka stations picked under the Amrit Bharat Station Scheme have finished redevelopment — a 19% completion rate nationwide too (261 of 1,340 stations). Officials blamed brownfield challenges like utility relocation, clearances, and working around live tracks for the delays.

NMDC Cuts Iron Ore Prices for Second Straight Month

● State-owned mining enterprise National Mineral Development Corporation Limited slashed iron ore prices across grades, marking its second consecutive downward price revision.

Simplified News: State-run NMDC reduced iron ore prices by ₹200 per tonne, its second consecutive cut, bringing Lump ore to ₹5,250/tonne and Fines to ₹4,500/tonne effective August 8. Meanwhile, NMDC’s July 2026 production jumped 31% year-on-year to 4.06 million tonnes.

GOBARdhan Scheme Could Cut Gas Imports by $5 Billion

● The Indian Biogas Association stated that the GOBARdhan scheme can reduce India’s natural gas import expenditure by five billion US dollars.

Simplified News: The Indian Biogas Association said the ₹23,731 crore GOBARdhan scheme, which converts organic waste and cattle dung into clean energy, could save India $5 billion in natural gas imports. India currently imports about half its natural gas needs, so scaling up Compressed Biogas production would also ease fertilizer subsidy costs.

Parliament Passes MSME Amendment Bill for Faster Payments

● Parliament passed the Micro, Small and Medium Enterprises Development (Amendment) Bill, 2026, introducing strict regulatory mechanisms to accelerate payment settlement and simplify dispute resolution for small businesses.

Simplified News: Parliament cleared the MSME Development (Amendment) Bill, 2026 to speed up payments to small businesses. It requires all Central PSEs to settle MSME dues via the TReDS platform, lets courts order at least 50% payment during long-pending disputes, and allows unpaid awards to be recovered as arrears of land revenue.

Financial News

IRDAI Mandates Monthly Data Filing for Service Production Index

● Insurance Regulatory and Development Authority of India (IRDAI) directed all insurers to submit monthly premium, claims, and investment data starting July 2026 to support the Ministry of Statistics and Programme Implementation in preparing the Index of Service Production.

Simplified News: IRDAI has directed all insurers, except reinsurers, to submit monthly data on premiums, claims, and investments starting with July 2026 figures. The data, due by the 15th of each following month via an NIC portal, will feed into the Ministry of Statistics’ Index of Service Production.

Indian Banks Raise $40.8 Billion Under RBI’s Forex Swap Window

● Indian banks mobilised $40.816 billion in foreign currency inflows through FCNR(B) deposits and overseas borrowings under the Reserve Bank of India’s concessional forex swap facility as of July 31, 2026.

Simplified News: Indian banks mobilised $40.816 billion in foreign currency, mostly through FCNR(B) deposits ($36.725 billion), under an RBI concessional swap facility active since June 8, 2026. The FCNR(B) window runs until September 30, 2026, while the window for overseas borrowings runs until December 31, 2026.

NCDC (Amendment) Bill Expands Cooperative Funding Powers

● Union Cooperation Minister Amit Shah introduced the NCDC (Amendment) Bill, 2026 in Lok Sabha to empower the National Cooperative Development Corporation to directly fund cooperative entities and expand its financial mandate.

Simplified News: Amit Shah introduced the NCDC (Amendment) Bill, 2026 in Lok Sabha to let the National Cooperative Development Corporation give direct loans and grants for cooperative development, not just fund programmes through cooperative societies. NCDC’s annual disbursements have grown from ₹5,735 crore in 2014-15 to over ₹1 lakh crore by early 2026.

National & State News

MHA Bars Renewable Energy Projects Near Indian Borders

● The Ministry of Home Affairs has prohibited new solar, wind, and hybrid renewable energy projects within one kilometre of the Line of Control, Line of Actual Control, and International Border due to national security concerns.

Simplified News: The Home Ministry has banned new solar, wind, and hybrid power projects within 1 km of the LoC, LAC, and International Border on security grounds, with a wider 50 km zone requiring case-by-case clearance from MHA and the Defence Ministry. Projects within 20 km of the International Border need an additional Defence Ministry no-objection certificate, and hiring workers from bordering countries needs central approval.

World News

US Senate Passes Bill for 100% Tariffs on Russian Oil Buyers

● The United States Senate passed a bipartisan bill authorizing tariffs up to one hundred percent on top buyers of Russian oil and natural gas, directly targeting India and China.

Simplified News: The US Senate approved the Sanctioning Russia and Iran Act of 2026 by 86-11, allowing tariffs up to 100% on the top five buyers of Russian oil and gas — India, China, Slovakia, Hungary, and Azerbaijan. Countries buying under 15% of their gas from Russia are exempt, and the bill still needs House approval before becoming law.

Appointments and Resignation

SC Collegium Recommends Four New High Court Chief Justices

● The Supreme Court Collegium led by Chief Justice of India Surya Kant recommended the appointment of new Chief Justices for the High Courts of Patna, Calcutta, Bombay, and Punjab & Haryana.

Simplified News: The Supreme Court Collegium, led by CJI Surya Kant, recommended new Chief Justices for the Patna, Calcutta, Bombay, and Punjab & Haryana High Courts. The nominees are Justice V. Kameswar Rao, Justice Ravindra V. Ghuge, Justice Mahesh Chandra Tripathi, and Justice Ashwani Kumar Mishra respectively.

Dharmendra Pradhan Speaks on Resignation Amid NEET Row

● Former Union Education Minister Dharmendra Pradhan addressed a public gathering in his parliamentary constituency of Sambalpur, stating he offered his resignation to protect youth aspirations during the NEET paper leak controversy.

Simplified News: In his first public address since resigning, former Education Minister Dharmendra Pradhan told a Sambalpur gathering that he offered to resign to PM Modi to keep student grievances over the NEET-UG paper leak from being politicised. The CBI had earlier taken over the probe, leading to a re-test and fresh results.

Science & Technology

ISRO Targets 300 Satellite Launches, Space Station by 2035

● The Indian Space Research Organisation announced plans to launch at least three hundred satellites over six years and establish an Indian space station by 2035.

Simplified News: ISRO Chairman V. Narayanan announced plans to launch at least 300 satellites over the next five to six years and set up an Indian space station by 2035, with Gaganyaan’s first uncrewed flight expected by year-end. IN-SPACe is also transferring ISRO’s Kulasekarapattinam small satellite launch complex to private operators in a ₹986 crore project.

Railways Upgrades 40-Year-Old Reservation System to Cloud

● Indian Railways has begun replacing its 40-year-old passenger reservation system with a cloud-based platform capable of processing 1.5 lakh bookings per minute.

Simplified News: Indian Railways has begun replacing its four-decade-old Passenger Reservation System with a new cloud-based platform built by CRIS, boosting booking capacity from 32,000 to 1.5 lakh tickets per minute. IRCTC launched the new beta site on July 15, 2026, with online bookings already making up 89% of the 65.08 crore tickets sold in the past year.

Sports News

Ashish Yadav Wins Silver in Javelin at World U20 Championships

● Nineteen year old javelin thrower Ashish Yadav won silver at the World Athletics Under 20 Championships in Eugene, United States of America, with a 74.09 metre throw.

Simplified News: Nineteen-year-old Ashish Yadav won silver in the men’s javelin throw at the World Athletics U20 Championships in Eugene, USA, with a 74.09-metre throw on his third attempt. He is only the second Indian to win a silver in this event at the U20 level, after Neeraj Chopra.

Ashmita Chaliha Wins Maiden BWF Title at Korea Masters

● Indian badminton player Ashmita Chaliha defeated Han Qian Xi of China to win the Korea Masters 2026 women singles title, securing her first Badminton World Federation World Tour crown.

Simplified News: Assam’s Ashmita Chaliha won her first BWF World Tour title, beating China’s Han Qian Xi 14-21, 21-14, 21-14 in the Korea Masters women’s singles final. She had earlier beaten compatriot Rakshitha Ramraj in the semifinal to reach the title match.

Ranking and Reports

Data Centres, Nuclear Power Drive ₹26.75 Lakh Crore Investment Pledges

● India recorded twenty six point seventy five trillion rupees in investment announcements between April and August 2026, driven primarily by data centres, artificial intelligence, and proposed nuclear projects.

Simplified News: A Bank of Baroda report found India recorded ₹26.75 lakh crore in investment announcements between April and early August 2026. The IT-enabled services sector led with 56% of the total, largely from data centres and AI projects, while conventional electricity — boosted by nuclear power plans — came second.

DGCA Records 889 Serious Flight Defects in 2025

● The Directorate General of Civil Aviation recorded eight hundred eighty nine serious technical flight defects in 2025, reflecting an increase from six hundred ninety two defects reported in 2024.

Simplified News: The DGCA logged 889 serious technical defects in aircraft operations in 2025, up from 692 in 2024, Minister Murlidhar Mohol told the Lok Sabha. Enforcement actions against airlines and MRO facilities also rose, from 31 cases in 2024 to 42 in 2025, while 352 defects were already reported in the first half of 2026.

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