23 July 2026 Current Affairs PDF | English is now available for download. This daily current affairs English PDF is specially prepared for Banking, SSC, and TNPSC examinations, covering all exam-relevant national, international, economy, and banking updates in a clear and structured format. 23 July 2026 Current Affairs PDF includes important one-liners, key highlights, and concise explanations aligned with the latest exam patterns for both Prelims and Mains preparation.

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News in One Liner – 23 July 2026

🏛️ PIB News

PM Opens Parliament’s Monsoon Session 2026

● Prime Minister Narendra Modi opened the Monsoon Session 2026 of Parliament, emphasizing legislative productivity, space and industrial breakthroughs, and India’s economic resilience amidst West Asian conflicts.

Simplified News: Prime Minister Narendra Modi addressed the nation as Parliament’s Monsoon Session 2026 began, highlighting achievements like a new oil refinery, India’s third semiconductor plant, and the world’s longest green hydrogen train. He noted that despite global supply disruptions from West Asian conflicts, India remained the fastest-growing major economy. This set an optimistic tone for the session’s legislative agenda.

India’s 8th WTO Trade Policy Review Begins

● Commerce Secretary Rajesh Agarwal is leading India’s delegation for its 8th Trade Policy Review (TPR) at the World Trade Organization in Geneva.

Simplified News: India is undergoing its 8th Trade Policy Review at the WTO in Geneva, led by Commerce Secretary Rajesh Agarwal. The review, held once every five years, examines India’s trade policies from 2021 to 2025, a period in which India’s exports hit a record US$863.1 billion. WTO members raised over 900 questions on topics like MSMEs and digitization.

India Joins WTO Fisheries Subsidies Pact

● India has officially deposited its Instrument of Acceptance for the WTO Agreement on Fisheries Subsidies, reinforcing global measures against illegal and unsustainable fishing practices.

Simplified News: India formally accepted the WTO’s Agreement on Fisheries Subsidies, becoming its 123rd member to do so. The pact bans harmful subsidies that fuel illegal and unsustainable fishing, while protecting small-scale coastal fishing communities. Aquaculture and inland fisheries remain outside its scope.

Index of Core Industries Gets New Base Year

● The Department for Promotion of Industry and Internal Trade (DPIIT) released the first press release of the revised Index of Core Industries (ICI) series, updated to base year 2022–23.

Simplified News: DPIIT’s Office of the Economic Adviser released a revised Index of Core Industries using 2022-23 as the new base year, replacing 2011-12. The updated series now tracks nine core industries instead of eight, adding Iron Ore, and grew 5.0% year-on-year in June 2026.

Uttarakhand’s First Frozen French Fries Shipment to Iraq

● The Agricultural and Processed Food Products Export Development Authority (APEDA) facilitated Uttarakhand’s first-ever export of 24 tonnes of frozen French fries to Iraq, boosting value-added agricultural exports.

Simplified News: APEDA facilitated Uttarakhand’s maiden export of 24 tonnes of frozen French fries to Iraq, shipped from Kashipur. The milestone shows landlocked northern states entering processed food export markets, with India’s processed vegetable exports touching USD 932 million in FY 2025-26.

Operation Vajra Busts Massive Tramadol Racket

● Central Bureau of Narcotics (CBN) launched “Operation Vajra” to seize 12 crore (120 million) Tramadol Hydrochloride tablets weighing 30 metric tons intended for illicit international diversion.

Simplified News: The Central Bureau of Narcotics seized 12 crore Tramadol tablets weighing 30 metric tons in a joint operation with the DRI across multiple cities. The consignment was falsely declared for Guinea-Bissau but was actually meant for illegal diversion to Libya, marking one of the largest synthetic opioid seizures in recent years.

UPI Crosses 55 Crore Registered Users

● Unified Payments Interface (UPI) user onboarding reached 55.49 crore by June 2026, driving total transaction value to ₹314 lakh crore in FY 2025–26.

Simplified News: The government informed Parliament that UPI has onboarded nearly 55.49 crore users as of June 2026. In FY 2025-26, UPI processed over 24,000 crore transactions worth ₹314 lakh crore, while NPCI introduced new security frameworks to keep digital payments safe.

Govt, RBI Tighten Fintech Safety Nets

● Government and RBI deployed multi-layered frameworks including the DPDP Act, SRO recognition, and AI-based cyber fraud detection to safeguard India’s fintech ecosystem.

Simplified News: The government and RBI rolled out measures to strengthen India’s fintech ecosystem, including SRO-FT rules for self-regulation and DPDP Act protections for user data. Citizens can now report cyber fraud or illegal deposit schemes via the SACHET portal or the ‘1930’ helpline.

e-Shram Portal Crosses 31.78 Crore Registrations

● Over 31.78 crore unorganised workers have registered on the e-Shram portal, which now serves as a “One-Stop-Solution” by integrating 15 major Central social security schemes.

Simplified News: Over 31.78 crore unorganised workers have registered on the e-Shram portal, a one-stop platform linking 15 central welfare schemes like Ayushman Bharat and PM-KISAN. New state-specific microsites help workers access benefits more easily, building toward a complete national database of informal workers.

Bar Council Opens Feedback on Advocates Bill 2026

● The Bar Council of India has hosted the Draft Advocates (Amendment) Bill, 2026 on its portal to invite stakeholder feedback until July 31, 2026.

Simplified News: The Bar Council of India has published the Draft Advocates (Amendment) Bill, 2026 for public comment until July 31. The bill aims to modernize the legal profession’s regulatory framework in line with Viksit Bharat @2047 goals, updating the decades-old Advocates Act, 1961.

NHAI Launches Local Pass and MargMitra Assistant

● NHAI introduced a GIS-verified digital ‘Local Pass’ and an AI-driven multi-lingual assistant ‘MargMitra’ on its RajmargYatra app to enhance highway commuting.

Simplified News: NHAI introduced a digital ‘Local Pass’ on its RajmargYatra app, letting residents near toll plazas buy monthly passes online using GIS and DigiLocker verification. It also launched ‘MargMitra’, an AI help center supporting 22 Indian languages for FASTag and road-safety queries.

SMILE Scheme to Expand Beggary Rehabilitation to 295 Cities

● The SMILE Beggary Scheme has rehabilitated over 10,200 individuals across 216 cities, setting a cumulative target of 35,000 rehabilitations across 295 cities by FY 2030–31.

Simplified News: The government’s SMILE scheme has rehabilitated over 10,200 people engaged in begging across 216 cities so far, offering skill training, education, and shelter support. It now aims to expand to 295 cities by 2030-31, targeting 35,000 rehabilitations in total.

NSO Modernizes Statistics System with NMDS 2.0

● The National Statistical Office (NSO) under MoSPI has implemented key digital tools, including NMDS 2.0 and the GoIStat App, to modernize India’s official statistical ecosystem.

Simplified News: The National Statistical Office has rolled out digital tools including the National Metadata Structure (NMDS 2.0) and the GoIStat mobile app to modernize how India collects and shares official data. A revamped Microdata Portal now gives public access to data from over 189 surveys.

📊 Industry News

PLI Schemes Cross ₹2.40 Lakh Crore in Investments

● India’s Production Linked Incentive (PLI) schemes across 14 sectors drove ₹2.40 lakh crore in actual investments and generated 14.15 lakh jobs by March 2026.

Simplified News: India’s Production Linked Incentive schemes have attracted over ₹2.40 lakh crore in actual investments and created 14.15 lakh jobs by March 2026. Solar PV modules drew the highest investment, while the food products sector created the most jobs, alongside cumulative exports worth ₹15.2 lakh crore.

DGFT Proposes RCMC Waiver for Small Exporters

● DGFT proposed exempting low-value export consignments up to ₹10,000 from the Registration-Cum-Membership Certificate (RCMC) requirement to aid MSME e-commerce sellers.

Simplified News: DGFT has proposed exempting export shipments worth up to ₹10,000 from the RCMC registration requirement. The move is meant to ease compliance for small sellers, artisans, and e-commerce exporters using postal and courier routes.

Gem & Jewellery Exports Jump 26.5% on Gold Surge

● India’s total gem and jewellery exports rose 26.51% in June 2026 to ₹21,010.78 crore ($2.21 billion), driven by a 54.5% surge in gold jewellery shipments.

Simplified News: India’s gem and jewellery exports rose 26.51% in June 2026 to ₹21,010.78 crore, led by a 54.5% jump in gold jewellery shipments. Studded gold jewellery exports grew even faster, up 85.35% year-on-year.

I-T Portal Upgraded Ahead of July 31 Deadline

● CBDT strengthened the Income Tax Department’s e-filing portal infrastructure, enabling it to process up to 1 crore returns per day ahead of the July 31 deadline.

Simplified News: The Income Tax Department upgraded its e-filing portal’s computing power and security to handle up to 1 crore returns a day ahead of the July 31 deadline. A dedicated 24×7 ‘War Room’ now monitors the system after daily filings more than doubled in mid-July.

💰 Financial News

RBI’s Swap Facility Draws $20.72 Billion

● The Reserve Bank of India’s (RBI) special foreign currency swap facility attracted $20.72 billion in foreign exchange inflows by July 17, 2026.

Simplified News: RBI’s special foreign currency swap facility, launched in June 2026, has attracted $20.72 billion in inflows by mid-July. Most of this came through FCNR(B) deposits from NRIs, followed by overseas borrowings, helping boost India’s foreign exchange reserves.

EPFO 3.0 to Bring Universal Pension for All Workers

● Under the proposed EPFO 3.0 framework, the Union Government plans to launch a flexible, defined-contribution Universal Pension Scheme covering formal, informal, and gig workers.

Simplified News: Under the proposed EPFO 3.0 reforms, the government is designing a Universal Pension Scheme covering formal, gig, and informal workers alike. Subscribers would set a target pension amount and choose payouts as an annuity or flexible monthly withdrawals.

EPFO Upskills Staff to Manage ₹25 Trillion Corpus

● EPFO has initiated specialized training for its officials in portfolio management and accounting following RBI recommendations to optimize management of its ₹25+ trillion corpus.

Simplified News: Following RBI’s advice, EPFO is training its officials in portfolio management and accounting to better handle its retirement savings corpus of over ₹25 trillion. Ratings agency CRISIL has been engaged to set investment benchmarks for its three main schemes.

RBI Drafts New Foreign Investment Rules

● The Reserve Bank of India (RBI) released the draft Foreign Exchange Management (Foreign Investment) Rules, 2026 to simplify and modernize the existing NDI Rules, 2019.

Simplified News: RBI has released draft Foreign Exchange Management (Foreign Investment) Rules, 2026 to replace and simplify the existing NDI Rules of 2019. The public can submit feedback on the draft until August 31, 2026.

🇮🇳 National & State News

Bill to Raise Supreme Court Judges to 38

● The Union Government introduced the Supreme Court (Number of Judges) Amendment Bill, 2026 in Lok Sabha to raise the top court’s sanctioned judge strength from 34 to 38.

Simplified News: The government introduced a bill in Lok Sabha to raise the Supreme Court’s sanctioned strength from 34 to 38 judges. The move aims to tackle a growing case backlog of over 92,000 pending matters and allow more Constitution Benches to be formed.

Gujarat Rolls Out 139 Buses for Tribal Students

● Gujarat Chief Minister Bhupendra Patel launched 139 new GSRTC buses under the ‘Bhagwan Birsa Munda Janjatiya Gaurav Transport Service’ to aid tribal students.

Simplified News: Gujarat’s Chief Minister flagged off 139 new buses under the Bhagwan Birsa Munda Janjatiya Gaurav Transport Service to help tribal students commute to school, part of a larger plan to deploy 250 buses at a cost of ₹72 crore.

🌐 World News

President Murmu Makes History in North Macedonia

● President Droupadi Murmu arrived in North Macedonia on a two-day state visit, becoming the first Indian head of state to visit the Balkan nation.

Simplified News: President Droupadi Murmu became the first Indian head of state to visit North Macedonia, part of a three-nation European tour. Both sides agreed to double bilateral trade, and she also visited the birthplace memorial of Mother Teresa in Skopje.

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